Zelle® is a fast, safe and easy way to send and receive money with friends, family and others you trust - no matter where they bank.
It's important that you know and trust those you send money to. Because once you authorize a payment to be sent, you can't cancel it if the recipient is already enrolled with Zelle®.
Why?
Because money moves quickly - directly into the recipient's bank account typically within minutes.
Here’s how to send money safely:
First, confirm you have the correct U.S. mobile phone number or email address for the person you want to send money to. When in doubt, contact your friend to double check.
Second, if an offer sounds too good to be true, it probably is…Like, a stranger selling online concert tickets at a steep discount and insisting you pay with Zelle®. So think twice and make sure you only send money to people you trust.
Third, understand your payment options. If you don’t know a person or aren’t sure you’ll get what you paid for, using your credit card may be a better payment option. Many credit card companies offer built-in buyer protections for cardholders. Check the terms and conditions of your credit card to see what’s offered.
Unlike a credit card, Zelle® does not offer purchase protection for payments made with Zelle® - for example, if you do not receive the item or the item is not as described or as you expected.
Keep your money safe. Only use Zelle® with friends, family and others you trust.
Zelle®. This is how money moves®.